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Lou Feipeng, a researcher at the Postal Savings Bank: Strengthen the prevention and resolution of risks in the fields of real estate and small and medium-sized financial institutions. Lou Feipeng, a researcher at the Postal Savings Bank, told reporters that it is necessary to strengthen the prevention and resolution of risks in the real estate field and small and medium-sized financial institutions under the circumstances that a clear plan has been issued for the resolution of local government debt risks and targeted measures have been taken. (SSE)European Central Bank President Lagarde: We must be very cautious. European Central Bank President Lagarde: We must be very cautious because service prices and wages are rising rapidly. Financial difficulties are self-created uncertainties.Accidents happen frequently. Our embassy reminds China compatriots in Thailand to participate in high-risk tourism projects cautiously. On the 12th, the China Embassy in Thailand issued a document reminding China compatriots in Thailand to participate in high-risk tourism projects cautiously. The Embassy said that a China compatriot who came to Thailand to participate in paragliding recently had an accident. Since the beginning of this year, several China compatriots have had accidents due to their participation in high-risk sports or recreational projects. The Embassy of China in Thailand would like to remind our compatriots in Thailand to have a firm sense of risk. When choosing tourism projects, please comprehensively consider the qualifications of the project company, the quality of equipment and facilities, transportation, medical assistance and supporting services. Fully consider the possible hidden risks, combined with their own physical condition and reasonable judgment, paragliding, jungle leap, snorkeling, upstream, cave exploration and other projects have higher risks. If you really need to participate, please choose a regular travel agency or project organization, fully understand the terms of the agreement and sign a formal contract, receive technical training, wear life-saving equipment and abide by relevant regulations. It is recommended to buy personal accident insurance. In case of unexpected circumstances, please call the police in Thailand for help as soon as possible, and contact the embassy or consulate in Thailand to minimize losses.

Brazilian President Luiz Inacio Lula da Silva has regained consciousness after undergoing head surgery again. At present, the situation is stable. On the morning of 12th local time, Brazilian President Lula underwent head surgery again in the Syrian-Lebanese hospital in Sao Paulo, the largest city in the country, to prevent further intracranial hemorrhage. The reporter from the General Station learned from the press conference held by the hospital that Lula had recovered after the operation and was in a stable condition, so he could talk with the medical staff. The medical team said that the operation, as part of the first treatment on the 10th, started at around 7: 00 on the 12th and lasted less than an hour. The medical staff said that the operation was successful and Lula needed further examination in the intensive care unit until the 13th. According to the current rehabilitation situation, the medical team assessed that Lula's discharge time was on the 16th or 17th of this month.Accidents happen frequently. Our embassy reminds China compatriots in Thailand to participate in high-risk tourism projects cautiously. On the 12th, the China Embassy in Thailand issued a document reminding China compatriots in Thailand to participate in high-risk tourism projects cautiously. The Embassy said that a China compatriot who came to Thailand to participate in paragliding recently had an accident. Since the beginning of this year, several China compatriots have had accidents due to their participation in high-risk sports or recreational projects. The Embassy of China in Thailand would like to remind our compatriots in Thailand to have a firm sense of risk. When choosing tourism projects, please comprehensively consider the qualifications of the project company, the quality of equipment and facilities, transportation, medical assistance and supporting services. Fully consider the possible hidden risks, combined with their own physical condition and reasonable judgment, paragliding, jungle leap, snorkeling, upstream, cave exploration and other projects have higher risks. If you really need to participate, please choose a regular travel agency or project organization, fully understand the terms of the agreement and sign a formal contract, receive technical training, wear life-saving equipment and abide by relevant regulations. It is recommended to buy personal accident insurance. In case of unexpected circumstances, please call the police in Thailand for help as soon as possible, and contact the embassy or consulate in Thailand to minimize losses.Tian Xuan, Dean of Tsinghua University National Institute of Finance and Professor of Finance: Comprehensive measures are taken to promote sustained and stable economic growth and high-quality development. The Central Economic Work Conference proposed that next year, we should persist in striving for progress while maintaining stability, promoting stability through progress, maintaining integrity and innovation, making innovations before breaking, systematically integrating and cooperating, enriching and improving the policy toolbox, and improving the foresight, pertinence and effectiveness of macro-control. In this regard, Tian Xuan, dean of Tsinghua University National Finance Research Institute and professor of finance, said that the meeting clarified the core strategy of economic work next year, emphasized the innovation, systematicness and coordination of policies, and reflected the decision-makers' accurate judgment on the economic situation and positive attitude towards new changes and challenges. Tian Xuan said that compared with the past, the current policy orientation is more positive, such as "moderately loose monetary policy" and "more active fiscal policy", paying more attention to innovation, while adhering to the basic principles and bottom line, exploring new working ideas, paying more attention to the systematic nature of policies, considering the mutual influence and synergistic effect between various policies and the coordination and cooperation between different departments and policies, and maximizing the policy effect through comprehensive policies to solve the outstanding problems currently facing and promote the economy. (SSE)

Federal Deposit Insurance Corporation (FDIC): As there was no one-off income from equity securities trading in the last quarter, bank profits declined, which was partially offset by strong net interest income; The bank reported that its quarterly net interest income increased by $4.5 billion and its net interest margin rose to 3.23%. Bank of America's profits fell by 8.6% to $65.4 billion in the third quarter of 2024.Spot silver fell below $31 per ounce, down 2.82% in the day. COMEX silver fell 4.00% in the day and is now quoted at $31.65 per ounce.As of the close of 23:00, the main domestic futures contracts fell more and rose less. No.20 rubber fell by nearly 3%, BR rubber fell by nearly 2%, and rubber, caustic soda, vegetable oil, rapeseed meal and hot coil fell by over 1%. In terms of increase, palm oil rose by nearly 1%.